Oʻzbek
РусскийService provision procedures and pricing
Service procedures on the Envast investment platform, participants' rights and obligations, and the operator's fees.
Activities are based on two types of agreements.
The Operator organizes the attraction of investments through adhesion agreements concluded electronically.
Investment raising service
The operator provides access to the platform for publishing investment offers and concluding investment agreements.
Payer: project ownerAssistance with making investments
The operator provides access to the platform to review offers, accept them, and conclude agreements.
Payer: investorBoth agreements are adhesion agreements and are confirmed in the Personal Account using an electronic digital signature or another authentication method. The concluded agreements are entered into the Register, and a digital electronic certificate is generated for each agreement.
Investment process
The process is divided into two roles: the project owner raises funds, while the investor makes investments.
- 1Publish an offer
The verified investment offer is published on the platform.
- 2Collecting funds
With investors' acceptance, funds accumulate in a nominal and/or escrow account.
- 3Limit control
If the minimum amount is not reached, the offer is cancelled; once the maximum amount is reached, acceptance is closed.
- 4Receiving the funds
Upon closing of the funding round, the funds are transferred to the project owner no later than within 3 business days.
- 1Review the offer
The investor reviews the project, risks, costs and settlement terms.
- 2Acceptance and funding
Accepts the offer and deposits funds into a nominal and/or escrow account.
- 3Agreement and certificate
Once the funds are transferred to the project owner, the agreement is deemed concluded, and a certificate is generated.
- 4Right of cancellation
If the investment is cancelled within the specified period, the funds will be refunded within 3 business days.
Settlement and fund protection
Settlement of funds is carried out exclusively through nominal and/or escrow accounts opened with banks in the Republic of Uzbekistan.
Nominal bank account
A bank account opened by the operator for the separate accounting of investors' funds and for making payments to project owners.
Escrow account
A bank account opened by the operator for the separate accounting of investors' funds and for making payments to project owners.
- Each investor's funds are accounted for separately.
- The investor may withdraw funds that have not been allocated to an agreement to their account at any time.
- Upon the occurrence of grounds for a refund, the funds shall be refunded no later than within 3 business days.
Information disclosure
The operator discloses the following information on the platform for public access.
- Operator, form of ownership and governing bodies
- Investment platform rules
- Procedure for concluding an agreement and making investments
- Operator's annual report
- Project owner and their financial statements
- Business activities and material facts
- Amount of funds raised
- Warning about risks and costs
Service fees
Operator's service fees and other fees. The applicable rates are specified in the service agreement and the platform rules.
The fees below are provided for informational purposes. Each investment offer separately specifies the fee payable to the operator, as well as the costs of the investor and the project owner.
| Service | Who pays | Tariff |
|---|---|---|
| Registration and identification (SMS) Opening a personal cabinet, verification | Participant | Free |
| Knowledge and experience assessment test To remove restrictions | Investor | Free |
| Assistance with making investments Operator's service commission to the investor | Investor | 0 – 2% of the investment amount |
| Investment raising service Commission on successfully raised funds | Project owner | 3 – 6% of the raised amount |
| Report and register extract Provided within 1 business day | Participant | Free |
| Return of funds In cases provided by the regulation, within 3 business days | Investor | Free |
Risk warning
The risk of losing the invested funds is high, and the funds may be lost in full. Before investing, carefully review the project terms and the associated risks.